If additional loads are placed on the panel, which of the following outcomes could occur? (Select best single option)

• A. Footings may crack
• B. Cracks may develop
• C. Both may occur
• D. Neither occurs

Answer: (C)

When extra loads are added, the wall and its foundation both experience higher forces. Concrete walls handle compression well but are weaker in tension, so increasing bending and shear from the added load can cause cracks to form in the panel. At the same time, the footings must transfer those larger loads to the soil. If the bearing pressure becomes too high or the soil can’t support it, the footing can crack or settle unevenly, which can also introduce cracks into the wall above or around the connection.

Because load increases can stress both the panel and the footing, both outcomes are possible. That’s why the best choice is that both may occur.